Executive overview

AppZen

Updated On: September 02, 2026 09:43

The Executive overview dashboard provides a consolidated view of card spend amount and the audit risk results. It aggregates the total card transactions and their dollar value for the selected period, helping finance and audit teams measure the performance and ROI of Card Audit. It also compares the Card Audit and Expense Audit risk classifications across all high, medium, and low risk combinations, allowing teams to drill into the specific transactions that fall into each intersection.

This dashboard connects card audit outcomes to the broader expense audit coverage. It helps identify gaps and overlaps in audit coverage and transactions that require immediate audit attention.

Use cases

Quantify card audit impact: View the total card spend and identify the high-risk transactions by count, percentage, and dollar value.
Measure audit control effectiveness: Check how much risk each audit model captures across high, medium, and low risk levels by dollar value and transaction count.
Reveal audit coverage gaps: Compare Card Audit and Expense Audit risk levels to understand areas where risky card spend is identified, duplicated, or missed across both products.

User personas

\nPrimary user: Finance executive
\nSecondary user: Finance manager

Dashboard charts and KPIs

Tab name: Overview

The Overview tab connects spend visibility directly to risk accountability. It enables finance teams to quantify high-risk spend, identify unreconciled transactions, and detect misalignment between Card Audit and Expense Audit classifications. This approach turns risk into measurable dollar values along with percentages.

By highlighting unsubmitted spend and concentrated high-risk exposure, the dashboard helps organizations prevent revenue leakage, close compliance gaps before they escalate, and prioritize audit resources toward the transactions that require immediate review.

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Key KPI metrics

The following table lists the key performance indicators displayed on this dashboard:

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Metric	Description	Business value
Total spend	Total dollar amount of all card transactions for the selected period.	Provides a high-level view of overall card exposure and spend trends.
Total transactions	Total count of card transactions for the selected timeframe.	Indicates transaction volume to help assess audit workload.
% Transactions with level-3 items	Percentage of transactions that include level-3 line-item details.	Measures the depth of transaction detail available to support more precise audit analysis.
Total level-3 items	Total number of level-3 line items across card transactions.	Reflects the granularity of spend data available for detecting anomalies and policy violations.
High risk spend	Total dollar amount of card transactions flagged as high risk.	Helps prioritize audit focus on high-value transactions with elevated compliance or fraud risk.
High risk transactions	Total count of card transactions flagged as high risk.	Indicates the volume of potentially non-compliant activity that requires immediate review.
Unsubmitted spend	total dollar amount of card transactions not linked to a submitted expense.	Highlights potential policy gaps and financial exposure due to missing expense submissions.
Unsubmitted transactions	Total count of card transactions not linked to a submitted expense.	Identifies employees or transactions that require follow-ups to ensure timely reconciliation and compliance.

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Dashboard filters for customized views\u00a0

The following Controls (filters) can be applied to the dashboard to narrow down the data based on certain parameters.

Note: The dashboard data updates instantly after you select a value from any filter.

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Filter	Description
Transaction date	\n Filters dashboard data per the transaction date, based on: \n \n Relative dates such as days, weeks, quarters, months, and years. \n Time-buckets such as previous month, this month, and month to date.\u00a0 \n Absolute date range to select the specific start and end dates. \n \n The default value for this filter is the last 6 months. \n
Time trend	Allows you to select the time granularity for the data displayed, with options such as day, month, quarter, week, and year. It helps in visualizing patterns or trends over a specific time frame. The default value for the filter is Month.
Organization	Filters transactions by the organization to which the employees belong.
Expense type	Filters transactions by the expense category, such as travel, meals, lodging, or office supplies.
Policy	Filters expense data by company policies, helping evaluate compliance and financial impact by policy type.
Merchant	Filters transactions by vendor or merchant names.
Employee	Filters transactions by individual employees making the purchases.
Employee active	Filters data based on the current employment status of the employee.
Reconciliation status	Filters transactions based on whether the reconciliation state is submitted or unsubmitted.
Card audit risk	Filters transactions by the risk level, such as high, medium, and low-risk, assigned by Card Audit.
Expense audit risk	Filters transactions by the risk level, such as high, medium, and low-risk, assigned by Expense Audit.
Unauthorized category	Filters high-risk transactions by unauthorized spend categories such as alcohol, parking violations, business class upgrades, identified by audit rules.
Personal expense	Filters data based on whether the transaction was a personal expense. If the transaction is a personal expense, set to True.

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Key insights and visualizations

This section outlines the details of each chart and visual element displayed on the dashboard.

Note: By default, all charts display data for the last 6 months

Total spend and transactions over time, split by risk

Shows the trend of total card spend over time, segmented by card audit risk level (High, Medium, Low), along with total transaction volume. It displays how spend is distributed across risk categories and tracks the total number of transactions over time.

High risk transactions by unauthorized categories\u00a0

Highlights high-risk transactions grouped by unauthorized spend category. It includes the total unauthorized spend amount per category and the number of high-risk transactions in each category. This helps identify which unauthorized categories are driving spend exposure and transaction volume.

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Risk distribution insight by audit model
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Provides a model-level view of card audit performance by showing total spend, transaction volume, and the distribution of High- and Medium-risk classifications for each audit model. It helps identify which models contribute most to risk exposure and how risk is distributed across spend and transaction counts.
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Toggle between Audit model and Employee views:
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- \nAudit model (default): Groups risk metrics by detection model to assess model effectiveness, risk concentration, and coverage performance.
- \nEmployee: Groups the same metrics by individual employees, helping identify employees with disproportionately high- or medium-risk spend.
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This view helps optimize model thresholds and focus compliance efforts on high-risk transactions. It also helps identify employees with high-risk spending.

Risk alignment between Card audit and Expense audit

Shows how Card Audit risk aligns with Expense Audit risk by comparing spend across High, Medium, and Low classifications. It highlights where classifications match and where they differ based on the total submitted expense. This helps organizations detect gaps or overlaps between Card Audit and Expense Audit, refine risk models, calibrate thresholds, and strengthen alignment in risk governance.

Top \u2018n\u2019 personal spend offenders by spend and transaction

Ranks the top n employees by personal spend amount and personal transaction count for the selected timeframe. It helps organizations identify employees with personal spend exposure, distinguish between high-value and high-frequency behavior, and prioritize audits.

Detailed view for drilldown analysis

Moves from high-level trends to transaction-level detail, including:

Core transaction details such as risk level, merchant, and spend amount.
Links from each transaction to the correct employee and card.
Key dates for context, including transaction and submission dates.
Governance details such as organization, applied policy, and current status in Appzen and the EMS.
Expense type and any linked expense information, including report, line, submission date, and audit risk.
Personal expense and reconciliation status.

This detailed view supports deeper investigation, root-cause analysis, and performance tracking at the individual card request level.

Overview