Merchant Blacklist Check
Merchant Blacklist Check flags an expense when an employee submits it from a merchant that is not allowed under their company's expense policy.
How it works
Your organization defines the merchants that are not allowed. When an expense comes from a merchant on that list, the model flags it. You can also set a threshold for each merchant.
Where the merchant list comes from
Your organization defines and maintains the list of merchants in the audit model configuration. AppZen does not provide a predefined blacklist.
Configuration
You set up this model in the audit model configuration. To learn how to change audit model settings, see Audit Models Config.
| Setting | What it does |
| Blacklisted merchants | The merchants that are not allowed under your expense policy. |
| Threshold | A threshold you can set for each merchant. |
Child lines
This model can also run on child lines. To turn that on, enable Audit child lines in the Audit Configuration section. For more information, see Child Line Audit.
Merchant Blacklist Check compared with Blocklisted Merchant Detection
AppZen has two features that flag expenses from merchants your organization doesn't allow. They are separate. Merchant Blacklist Check is a standard audit model. Blocklisted Merchant Detection is an AppZen Appstore app.
| Merchant Blacklist Check | Blocklisted Merchant Detection | |
| What it is | A standard audit model | An AppZen Appstore app |
| Where you configure it | In the audit model configuration | In the app configuration |
| What you configure | The blacklisted merchants, with a threshold you can set for each | The merchants, the expense types the app runs on (or All), an optional threshold amount with its currency, and a risk score of Low, Medium or High |
| Who provides the merchant list | Your organization | Your organization |
Article Reference Number: EA_MBC_08/10/2026
Please sign in to leave a comment.